Our Expertise
We are dedicated to providing the highest standard of financial advice
For growth, preservation or income.
Retirement Planning
Retirement Planning
Building a pension pot or deciding your options upon retirement.
Cash Flow Planning
Cash Flow Planning

Forging a path towards your financial goals.

Estate Planning
Estate Planning
Protecting yourself and future generations.

About BlackBear

BlackBear Financial Group is a family-founded independent financial advisers based in Ellesmere Port with a prestigious heritage tracing back to 1978. Our mission is to provide clear and holistic financial solutions to individuals and to unconditionally put our clients best interest first.

We provide solutions to client problems that are easy to understand, so there are never any hidden costs or unclear fees for you to deal with.
The client is at the heart of everything we do. We never aim to put the client in a worse situation than they could be in, and we actively find ways to drive down our costs to pass savings onto our clients.
By putting our clients first, it naturally follows that we continually apply our expertise to ensure that the solutions we offer are optimal for your current situation. Because we are totally independent, we are free to explore all options for you.
It is important to us that the client understands the advice they are receiving just as much as the adviser, so we always take great care when explaining recommendations.
Meet Our Team
Director / Adviser

Andy Anderson


Karen Anderson


Max Anderson

CleverAdviser Technology

“Don’t follow the herd. Lead the migration”

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Latest News and Updates
Photo by Marten Bjork on Unsplash
A Job for Life
A job for life may be considered to be an outdated concept as the modern workforce adapts to more flexible working, employees working and living longer and also taking a more proactive view of jobs they actually wish to do to achieve the ultimate work/life balance. If you have had various jobs it is likely […]
State Pension Shortfall Day
According to figures and analysis from Just Group,  Wednesday 28 August marked the day that the average retiree will have already spent the amount they would get annually from the state pension, with four months of the year still to go. This is assuming they receive their full weekly pension amount and spend in line […]