Our Expertise
We are dedicated to providing the highest standard of financial advice
Investments
Investments
For growth, preservation or income.
Retirement Planning
Retirement Planning
Building a pension pot or deciding your options upon retirement.
Cash Flow Planning
Cash Flow Planning

Forging a path towards your financial goals.

Estate Planning
Estate Planning
Protecting yourself and future generations.

About BlackBear

BlackBear Financial Group is a family-founded independent financial advisers based in Ellesmere Port with a prestigious heritage tracing back to 1978. Our mission is to provide clear and holistic financial solutions to individuals and to unconditionally put our clients best interest first.

We provide solutions to client problems that are easy to understand, so there are never any hidden costs or unclear fees for you to deal with.
The client is at the heart of everything we do. We never aim to put the client in a worse situation than they could be in, and we actively find ways to drive down our costs to pass savings onto our clients.
By putting our clients first, it naturally follows that we continually apply our expertise to ensure that the solutions we offer are optimal for your current situation. Because we are totally independent, we are free to explore all options for you.
It is important to us that the client understands the advice they are receiving just as much as the adviser, so we always take great care when explaining recommendations.
Meet Our Team
Director / Adviser

Andy Anderson

Director

Karen Anderson

Paraplanner

Max Anderson

CleverAdviser Technology

“Don’t follow the herd. Lead the migration”

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Latest News and Updates
The Impact of Financial Advice
Analysis by Royal London and the International Longevity Centre (ILC) has found that Financial advice provides an average of £47,000 wealth uplift in just ten years. The research also found the proportionate impact of taking financial advice is greater for those of more modest means. Of 4,100 people surveyed, those who ‘were just getting by’…
Photo by Marten Bjork on Unsplash
A Job for Life
A job for life may be considered to be an outdated concept as the modern workforce adapts to more flexible working, employees working and living longer and also taking a more proactive view of jobs they actually wish to do to achieve the ultimate work/life balance. If you have had various jobs it is likely…
Testimonials

"Chris provided very thorough advice. He clearly explained the regulatory environment as well as the benefits, costs, and risks of the options available to us. He evidenced the options he was able to provide with clear and concise reports. There was no high pressure "sell" and ultimately we agreed to transfer some pensions that appeared to be underperforming and left others where they were that had performed well. Throughout the process, Chris's communication was clear and responsive to questions we had."

Tim G

17/01/2020

5.0
2020-01-31T14:16:28+00:00

Tim G

17/01/2020

"Chris provided very thorough advice. He clearly explained the regulatory environment as well as the benefits, costs, and risks of the options available to us. He evidenced the options he was able to provide with clear and concise reports. There was no high pressure "sell" and ultimately we agreed to transfer some pensions that appeared to be underperforming and left others where they were that had performed well. Throughout the process, Chris's communication was clear and responsive to questions we had."

"I have known Andy Anderson for more than two decades and in that time he has been my sole financial adviser.

He has been brilliant for me, not least because he always keeps abreast of all the latest products, innovations and thinking within the financial industry. When he interviews you he listens intently to your requirements - this makes him much more able to guide you towards beneficial areas of finance you perhaps hadn’t considered before.

Andy’s future planning is second to none and I am in a far better financial position than I would have been without his considerable influence. I highly recommend him."

Pete M

05/04/2019

5.0
2020-01-31T13:54:22+00:00

Pete M

05/04/2019

"I have known Andy Anderson for more than two decades and in that time he has been my sole financial adviser. He has been brilliant for me, not least because he always keeps abreast of all the latest products, innovations and thinking within the financial industry. When he interviews you he listens intently to your requirements - this makes him much more able to guide you towards beneficial areas of finance you perhaps hadn’t considered before. Andy’s future planning is second to none and I am in a far better financial position than I would have been without his considerable influence. I highly recommend him."

"Chris gave me very good advice on sorting out my pensions from three separate employers. He explained everything in detail in a way that I could understand."

Melaine H

15/01/2020

5.0
2020-01-31T15:32:52+00:00

Melaine H

15/01/2020

"Chris gave me very good advice on sorting out my pensions from three separate employers. He explained everything in detail in a way that I could understand."
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