Our Expertise
We are dedicated to providing the highest standard of financial advice
Investments
Investments
For growth, preservation or income.
Retirement Planning
Retirement Planning
Building a pension pot or deciding your options upon retirement.
Cash Flow Planning
Cash Flow Planning

Forging a path towards your financial goals.

Estate Planning
Estate Planning
Protecting yourself and future generations.

About BlackBear

BlackBear Financial Group is a family-founded independent financial advisers based in Ellesmere Port with a prestigious heritage tracing back to 1978. Our mission is to provide clear and holistic financial solutions to individuals and to unconditionally put our clients best interest first.

We provide solutions to client problems that are easy to understand, so there are never any hidden costs or unclear fees for you to deal with.
The client is at the heart of everything we do. We never aim to put the client in a worse situation than they could be in, and we actively find ways to drive down our costs to pass savings onto our clients.
By putting our clients first, it naturally follows that we continually apply our expertise to ensure that the solutions we offer are optimal for your current situation. Because we are totally independent, we are free to explore all options for you.
It is important to us that the client understands the advice they are receiving just as much as the adviser, so we always take great care when explaining recommendations.
Meet Our Team
Director / Adviser

Andy Anderson

Director

Karen Anderson

Paraplanner

Max Anderson

CleverAdviser Technology

“Don’t follow the herd. Lead the migration”

Play Video

Latest News and Updates
Lasting Power of Attorney
One person in 50 aged between 65 and 70, and one in 20 between 70 and 80, suffers from dementia – and these figures are expected to double in the next 20 years. In 50% of cases the illness is caused by Alzheimer’s, and it can be particularly distressing for the families of sufferers. But…
BlackBear Update – 10/06/2020
Andy, Chris and Karen are all continuing to support clients and are in the office every day. Hopefully, the rest of our team will be back here at their desks at Bridgewater House soon.  If you need us please do not hesitate in contacting us by phone or email, we will be able to see…
Testimonials

"Always reliable, trustworthy and friendly. When my husband became ill Andy was very supportive and set up our finances in the best possible way for me. A tough time knowing there was no positive outcome for us. Afterwards he was very reassuring explaining my financial position and is always available to guide me with any problems I have. I thank him for those times."

L Pritchard, Little Sutton

5.0
2020-05-11T11:54:17+01:00

L Pritchard, Little Sutton

"Always reliable, trustworthy and friendly. When my husband became ill Andy was very supportive and set up our finances in the best possible way for me. A tough time knowing there was no positive outcome for us. Afterwards he was very reassuring explaining my financial position and is always available to guide me with any problems I have. I thank him for those times."

"I will always recommend the services of BlackBear Financial Group, as well as making money from investments the overall advice given has been excellent.  I value all the expert advice provided, the friendly way it is delivered and the fact that all queries are responded to however small they are almost instantly also how approachable Andy and his team are. Added to all this the advice has made me money so what is there not to be pleased about."

C Morris, Chester

5.0
2020-05-11T11:52:36+01:00

C Morris, Chester

"I will always recommend the services of BlackBear Financial Group, as well as making money from investments the overall advice given has been excellent.  I value all the expert advice provided, the friendly way it is delivered and the fact that all queries are responded to however small they are almost instantly also how approachable Andy and his team are. Added to all this the advice has made me money so what is there not to be pleased about."

"I have known Andy Anderson for more than two decades and in that time he has been my sole financial adviser.

He has been brilliant for me, not least because he always keeps abreast of all the latest products, innovations and thinking within the financial industry. When he interviews you he listens intently to your requirements - this makes him much more able to guide you towards beneficial areas of finance you perhaps hadn’t considered before.

Andy’s future planning is second to none and I am in a far better financial position than I would have been without his considerable influence. I highly recommend him."

Pete M, Stamford

5.0
2020-01-31T13:54:22+01:00

Pete M, Stamford

"I have known Andy Anderson for more than two decades and in that time he has been my sole financial adviser. He has been brilliant for me, not least because he always keeps abreast of all the latest products, innovations and thinking within the financial industry. When he interviews you he listens intently to your requirements - this makes him much more able to guide you towards beneficial areas of finance you perhaps hadn’t considered before. Andy’s future planning is second to none and I am in a far better financial position than I would have been without his considerable influence. I highly recommend him."

"Andrew is very knowledgeable, I like his friendly but professional approach and he always responds to questions/queries in a timely manner.”

Karen H, Heswall

5.0
2020-05-11T11:48:09+01:00

Karen H, Heswall

"Andrew is very knowledgeable, I like his friendly but professional approach and he always responds to questions/queries in a timely manner.”

“Trust is all important and I have complete faith in Mr Andrew Anderson to look after my financial interests.”

David A, Eastham

5.0
2020-05-11T11:53:25+01:00

David A, Eastham

“Trust is all important and I have complete faith in Mr Andrew Anderson to look after my financial interests.”

"Chris gave me very good advice on sorting out my pensions from three separate employers. He explained everything in detail in a way that I could understand."

Melanie H, Little Sutton

5.0
2020-01-31T15:32:52+01:00

Melanie H, Little Sutton

"Chris gave me very good advice on sorting out my pensions from three separate employers. He explained everything in detail in a way that I could understand."

"Chris provided very thorough advice. He clearly explained the regulatory environment as well as the benefits, costs, and risks of the options available to us. He evidenced the options he was able to provide with clear and concise reports. There was no high pressure "sell" and ultimately we agreed to transfer some pensions that appeared to be underperforming and left others where they were that had performed well. Throughout the process, Chris's communication was clear and responsive to questions we had."

Tim G, West Kirby

5.0
2020-01-31T14:16:28+01:00

Tim G, West Kirby

"Chris provided very thorough advice. He clearly explained the regulatory environment as well as the benefits, costs, and risks of the options available to us. He evidenced the options he was able to provide with clear and concise reports. There was no high pressure "sell" and ultimately we agreed to transfer some pensions that appeared to be underperforming and left others where they were that had performed well. Throughout the process, Chris's communication was clear and responsive to questions we had."
5
7