Our History
All endings are new beginnings...

In 1978, Sid Holding started S G Holding & Partners in Little Sutton, Cheshire. Initially called a “Brokerage”, S G Holding & Partners dealt in all aspects of financial planning, including insurance and mortgages.

Sid Holding is considered a pioneer in financial services and remains highly revered by his previous co-workers and clients. Sid built his business on values of honesty and integrity, developing a very strong professional reputation as a result.

Four years after Sid had started his business, his daughter Karen started at the firm having previously worked for a firm of solicitors. Karen went on to help build the business and strengthen its profile, later qualifying as an Independent Financial Adviser in 1990. Karen later began working part-time in 1994 and had her two children Guy and Max.

In 1993 Sid’s son-in-law Andrew joined the business having previously worked for Rothschilds and qualifying as an Independent Financial Adviser. Sid provided Andrew with early mentorship and helped Andrew to initially develop as a finance professional.

Sid retired in 2004, and S G Holding & Partners continued under new ownership. Andrew and Karen continued to work at the company until the end of 2017 when the remaining advisers at S G Holding & Partners retired or moved on.

In January 2018 Andrew and Karen took the initiative to start BlackBear Financial Group – carrying forward the same principles that were the foundation of Sid’s long-standing successful business.