About Us

Our History

In 1978, Sid Holding started S G Holding & Partners in Little Sutton, Cheshire. Initially called a Brokerage, S G Holding & Partners dealt in insurance, mortgages, and all aspects of financial planning.

Sid Holding is considered a pioneer in financial services and remains highly revered by his previous co-workers and clients. Sid built his business on values of honesty and integrity, developing a very strong professional reputation as a result.

Four years after Sid had started his business, his daughter Karen started at the firm having previously worked for a firm of solicitors. Karen went on to help build the business and strengthen its profile, later qualifying as an Independent Financial Adviser in 1990. Karen later began working part-time in 1994 and had her two children Guy and Max.

In 1993 Sid’s son-in-law Andrew joined the business having recently qualified as an Independent Financial Adviser. Sid provided Andrew with early mentorship and helped Andrew to initially develop as a finance professional.

Sid Holding later retired in 2004, and S G Holding & Partners underwent new ownership. Andrew continued to work at the company as an adviser until the end of 2017.

All endings are new beginnings…

After the remaining advisers at S G Holding & Partners retired or moved on, Andrew took the initiative to start BlackBear Financial Group – carrying forward the same principles that were the foundation of Sid’s long-standing business.

Everybody at BlackBear Financial Group strives to carry forward the excellent professional reputation that Sid Holding built over 28 years of being an Independent Financial Adviser, and 40 years of experience in financial services,